Superpowered Capabilities, Unknown Risks The mainstream emergence of generative AI is putting unprecedented power and flexibility into the hands of anyone who wants to use it. A person needs only the skill of natural language to operate it. For the financial services sector, generative AI tools present tremendous productivity-boosting potential: imagine writing code in a fraction of the time it normally takes, delivering highly-personalized services like investment guidance via a chatbot, preventing fraud and money laundering, and streamlining processes for customers and lending teams.